Launch & Scale Your Dubai Business Remotely

1. The FREE FLEXIDESK is offered on all new IFZA Free Zone Business Licenses. Under this offer, the client will be entitled to a free 1-year use of 1 FlexiDesk for Business Licenses with Zero and 1-Visa allocation. 2- FlexiDesks for Business Licenses with 2-Visa allocations, and 3-FlexiDesks for Business Licenses with 3-Visa allocations. The FlexiDesks are available for use within business hours only. Prior booking is required. Subject to availability.

2. All multi-year business license packages will be issued with one (1) year validity along with a multi-year letter and auto renewal.

3. This promotional offer relates to company setup and management through IFZA in Dubai, UAE, and is provided for informational purposes only. “Remotely” and “from anywhere” mean that key stages of company formation and ongoing administration can be completed without the applicant being physically present in the UAE, subject to prevailing UAE laws and regulations. Certain steps: including but not limited to identity and biometric verification, medical procedures, residence visa and Emirates ID issuance, and bank account activation may require in-person attendance in the UAE or at an authorized location, as determined by the relevant government authorities and financial institutions, and are subject to change. These terms are governed by the laws of the United Arab Emirates and the Emirate of Dubai.

4. Any reference to “0% personal income tax” relates solely to the UAE’s current personal income tax regime and may only apply where the relevant legal requirements are met. Tax treatment depends on individual circumstances and may vary based on your country of residence, citizenship, domicile, and business activities. UAE Corporate Tax, VAT, Excise Tax and other taxes may apply where relevant. Eligibility for UAE tax residency, residence visas and related benefits is subject to applicable laws and regulatory requirements.

5. The Amendment Fee Waiver is only available on upgrades throughout the lifetime of the new License. The Additional fee for General Trading Activity and Cross Business Activity is waived for new licenses and the next three renewals (4 years).

Banking & Fintech Facilitation Support

1. Legal Status and Operational Scope

1.1. IFZA is not a bank, financial institution, or licensed fintech provider. All banks, payment gateways, electronic money institutions (EMIs), and fintech platforms operate as independent regulated entities governed by the Central Bank of the UAE (CBUAE) and applicable international financial regulations.

1.2. The decision to open, approve, restrict, delay, or reject any corporate, personal, or fintech‑related account rests solely and exclusively with the respective bank, EMI, or fintech service provider.

1.3. Any references to fintech onboarding, digital banking tools, or payment solutions relate strictly to general guidance and facilitation, not the provision of regulated fintech services.

2. Disclaimer of Guarantees and Limitation of Liability

2.1. IFZA’s Banking & Fintech Facilitation Support does not guarantee:

• Successful bank or fintech account opening
• Specific processing timelines
• Approval of any banking, EMI, or fintech product
• Access to credit facilities, merchant services, or payment gateways

2.2. To the maximum extent permitted under UAE law, IFZA, its directors, employees, and affiliates shall not be held liable for any direct, indirect, incidental, or consequential losses, business disruptions, lost profits, or damages arising from or connected to:

• The rejection, delay, suspension, or closure of any bank, EMI, or fintech application or account
• Any minimum balance requirements, compliance fees, onboarding charges, or maintenance policies imposed by banks or fintech providers
• Changes in CBUAE regulations, international compliance standards, or internal bank/fintech policies
• Third‑party platform outages, system errors, or operational disruptions

3. Scope of Complimentary Services and Third‑Party Fees

3.1. References to “Complimentary” or “Free” Banking & Fintech Support relate strictly to IFZA’s internal administrative assistance, document pre‑screening guidance, and initial referral or introduction process.

3.2. The Client acknowledges that banks, EMIs, fintech platforms, and payment service providers may charge independent fees, including but not limited to:

• Application or onboarding fees
• Account opening or activation fees
• Physical verification or KYC charges
• Minimum balance non‑maintenance penalties
• Transaction fees, gateway setup fees, or merchant service charges

All such fees are the sole responsibility of the Client.