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UAE Involuntary Loss of Employment Insurance (ILOE) Scheme: Everything you need to know

The Unemployment Insurance scheme is a form of insurance/social security that provides Emiratis and residents working in the federal and private sectors financial support if they lose their jobs as a result of termination by their employers. As of 15 June 2023, the UAE MoHRE has extended the deadline for fines on non-subscribers to 1 October 2023. This guide provides a comprehensive overview of the scheme.

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UAE Involuntary Loss of Employment Insurance (ILOE) Scheme

Guide Highlights

  • What Is the Unemployment Employment Insurance Scheme?
  • Who Needs to Subscribe?
  • What Makes a Claim Valid?
  • What are the Payment Options?

Technical features

No of pages 7
File type PDF
File size 436KB

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Frequently Asked Questions (FAQs)

Is the ILOE insurance mandatory?

Yes, effective from 1 January 2023, the UAE has implemented a mandatory unemployment insurance program, requiring all eligible employees to subscribe to ILOE insurance.

What is deadline for subscribing to the ILOE scheme?

The Ministry has announced an extension of the deadline for subscribing to the ILOE scheme. As of 15 June 2023, the new deadline for fines on non-subscribers is 1 October 2023, allowing additional time compared to the previous deadline of 1 July. 

What payment options are available for subscribing to the Insurance Scheme?

The UAE Government has provided several convenient payment options to subscribe to the ILOE insurance scheme. These include direct channels such as the ILOE Portal and Official ILOE App, as well as other channels like Exchange Centers, Tawjeeh & Tasheel Business Centers, inclusion in Telecom Service Bills, SMS Payments, and selected Payment Kiosks & Apps.

Where can I find more information about ILOE insurance?

For more information, you can visit the official website at or contact the ILOE insurance pool at 600 599 555.

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